Secured & Unsecured Loan
Borrow with collateral for larger amounts and lower rates, or without any pledge for speed and simplicity.
Enquire nowFrom business and education to property and gold — honest lending for families and businesses, for over four decades.
Fill the form and our team will call you back shortly.
Whether you are growing a business, funding a degree at a foreign or Indian university, or unlocking the value of your property or gold — we make borrowing simple, transparent and quick, with guidance at every step.
A growing range of loan products — each backed by four decades of honest lending.
Interest rates start from 9% and go up to 24% p.a. — your exact rate depends on your profile.Borrow with collateral for larger amounts and lower rates, or without any pledge for speed and simplicity.
Enquire nowWorking capital, expansion or new equipment — funds that keep your business moving forward.
Enquire nowFund higher studies at foreign universities and domestic universities, with student-friendly terms.
Enquire nowStructured funding for new ventures and projects — planned around your timelines and cash flows.
Enquire nowTurn your property's value into liquidity for any need — and keep full ownership throughout.
Enquire nowUnlock the value of your gold for any need, with fair appraisal, safe custody and quick disbursal.
Enquire nowTell us a little about what you need, and our team will help you choose the most suitable option — quickly and clearly.
Check your eligibilityWe pair the discipline of a regulated lender with the warmth of people who genuinely want to help you move forward.
Four decades of lending — born from the ex-servicemen community, built on respect.
Talk to us in Punjabi, Hindi or English — we explain every term till you are fully comfortable.
Your rate is based on your profile — and explained clearly before you sign. No surprises.
Eligible applications move through verification and sanction without unnecessary delays.
Simple paperwork and clear checklists, so you spend less time on forms.
Plans that fit your cash flow, with the option to prepay and often without penalty.
You don't need a defence background to borrow with us. From salaried professionals and business owners to pensioners and students with a co-applicant — we're here to help.
Move the sliders to see your estimated monthly EMI. Interest rates start from 9% and go up to 24% p.a. — your exact rate depends on your profile.
*For illustration only. Your actual interest rate depends on your profile; the final rate, EMI and charges are confirmed at sanction.
No call centres, no run-around. Our experienced loan advisors listen to your situation, explain your options honestly, and guide you from enquiry to disbursal.
A clear, guided process with a real person to help you at every stage.
Fill the short form or call us. We guide you on the right loan and documents.
We review your application quickly and transparently, and confirm your rate and terms for your profile.
On approval, the amount is disbursed promptly. Repay easily through flexible EMIs.
A quick look at how Ex Servicemen Hire Purchase Finance helps you reach your goals.
Exact requirements vary by loan type — here's what most applicants need. We'll share a precise checklist for your case.
Open to all eligible applicants — no defence background needed.
Not sure what applies? Apply and we'll guide you through it.
People choose us for efficient processing and genuine, respectful service.
Applying for a gold loan was straightforward and the appraisal of my jewellery was completely fair. The team was helpful throughout.
I took a loan against property and got competitive terms. They helped me unlock my property's value to meet my business goals.
My family has borrowed here for years. Their commitment to customer satisfaction is real — the team is responsive and always willing to help.
We'll listen, explain your options honestly, and help you choose what's right for you.
Four decades of honest lending — and counting. The trust of the families and businesses we serve is our proudest asset.